The "Woke Approach"

"Secure the Bag: Why Life Insurance Can Protect Your Family's Finances"  Life insurance is often thought of as a tool to protect loved ones in case of an untimely death. While this is certainly a crucial benefit of having a life insurance policy, there are many other reasons why it makes sense to consider life insurance as part of your overall financial plan. Here are a few reasons why you might want to consider life insurance for more than just the traditional death benefit: Protecting Your Loved Ones   Of course, one of the primary reasons to have life insurance is to provide for your loved ones in the event of your unexpected death. Depending on the type and amount of coverage you choose, life insurance can help cover expenses such as funeral costs, outstanding debts, and future living expenses for dependents. By having a life insurance policy in place, you can have peace of mind knowing that your loved ones will be taken care of financially if something were to hap...

 "Maximizing Your Buying Power: The Art of Leveraging Credit"  Credit is a powerful tool that can help you achieve your financial goals, whether that's making a big purchase, saving money on interest, or building generational wealth. In this blog post, we'll explore how you can leverage credit to your advantage and build long-term wealth. Making Big Purchases:   If you're looking to make a big purchase, such as a car or a home, credit can be a great way to finance it. By borrowing money and paying it back over time, you can spread the cost out and make it more manageable. However, it's important to use credit responsibly and not overextend yourself. Make sure you plan to repay the debt and shop around for the best interest rates and terms. Saving Money:   One of the biggest advantages of using credit is that it can save you money on interest. For example, if you have a credit card with a 0% introductory APR, you can use it to make purchases and pay them off ov...

 "Combatting Inflation: 5 Effective Strategies to Protect Your Finances" Inflation has been on the rise when it comes to the general price level of goods and services. Due to increasing amounts, the purchasing power of money has reduced. This has made it difficult for people to afford the same level of goods and services they were able to in the past. Inflation is a complex issue, but there are ways to fight it. In this blog post, we will discuss five ways to fight the unbearable cost of inflation. 1. Invest in assets that appreciate in value: One way to fight inflation is to invest in assets that appreciate in value. Examples of these assets include stocks, real estate, and precious metals. These assets tend to increase in value over time, which can help offset inflation’s impact. 2. Reduce your debt: Another way to fight inflation is to reduce your debt. When you have high levels of debt, inflation can make it more difficult to pay off that debt. By reducing your deb...

 "Small Business, Big Heart: How Your Support Impacts Local Entrepreneurs" Small businesses are imperative to the economy of any country. They create job opportunities, contribute to innovation and competition, and help to build strong and diverse communities. However, small businesses face many challenges, including limited resources, competition from larger companies, and changing market trends. As a result, it's essential to support small businesses in any way possible. The following are ways  you can help support small businesses: Shop local: Buying from small businesses in your community can help them stay afloat. Local businesses are more likely to source their products locally and reinvest in their community. Use social media: Follow and engage with small businesses on social media platforms. Share their posts, leave reviews, and recommend them to your friends and family. This can help increase their visibility and reach more potential customers. Attend events: Att...

  "3 Simple Daily Practices to Boost Your Self-Love and Mental Health."    Self-love is the biggest form of self-care in promoting emotional, mental, and physical support. It is essential for maintaining good health and well-being. However, many people neglect self-care because they prioritize other responsibilities or do not understand the importance of taking care of oneself. In this blog, we will discuss how to practice self-love and why it is critical to be mentally healthy. Three   simple and productive ways to practice daily self-love: 1.  Meditation    Meditation is a practice that helps reduce stress, anxiety, and depression. It is a technique that helps one focus on the present moment, calm the mind, and achieve mental clarity. Meditation involves sitting comfortably, focusing on one's breath, and observing one's thoughts. It helps to improve concentration, increase self-awareness, and improve emotional regulation. 2. Pamper time ...

 The Vital Role of Small Businesses in Our Communities      Small businesses are the lifeblood of local communities, driving economic growth, creating jobs, and providing essential goods and services. They are a crucial part of our society and contribute significantly to our quality of life. In this blog post, we will explore the importance of small businesses, their impact on the economy, and the reasons why it's essential to support them. Additionally, we will highlight the available funding and resources that can help small businesses sustain their operations. The Economic Impact on Small Businesses    Small businesses play a significant role in boosting the economy. According to the Small Business Administration, small businesses accounted for 44% of total US economic activity in 2020. Additionally, they have created 1.5 million new jobs in the past five years. Small businesses are also known for fostering innovation and competition in the market. T...

 "Is Precious Metals' Weight Relevant as the Dollar Takes the Backseat to Digital Currency?"  The world is rapidly changing, and with that change comes new technologies and innovations that have significant implications for the economy and financial system. One such innovation is the new cash app that will launch in July 2023 from the US Federal Reserves. Along with this, recent banking issues, inflation, and the dollar increase have all contributed to a sense of uncertainty and the need for diversification in one's investment portfolio. In this blog post, we will discuss the importance of diversification, the potential benefits of investing in precious metals, and how digital currency is affecting the economy. The Importance of Diversification:    With the volatility of the financial markets, it is essential to diversify one's investment portfolio. Diversification involves investing in different asset classes, such as stocks, bonds, and commodities, to spread ris...

  The Woke Approach:  Succeeding with Financial Literacy Welcome to my blog where I take a "woke approach" to financial strategy and wellness. My name is Michelle M.B.M. and as a Financial Strategist and Wellness Coach, I am dedicated to helping individuals navigate the capitalistic structure in America while also prioritizing their spiritual well-being. My approach focuses on the intersection of finance and spirituality, emphasizing the importance of mindfulness, intention setting, and manifestation techniques for achieving success and building traditional wealth. By providing practical advice on financial literacy, mindful spending, and investment strategies, I aim to empower individuals to take control of their finances and achieve financial freedom. Join me on this journey of financial and spiritual growth, as we explore new ways to build wealth, abundance, and prosperity.